Dollar-cost averaging means putting a fixed dollar amount into an asset on a set schedule, weekly or monthly, say, rather than trying to time a single large entry. Some purchases land at higher prices, some at lower, and the average cost basis smooths out over the accumulation period, removing the pressure (and the risk) of getting one big timing decision right.

DCA is a passive, disciplined-accumulation approach rather than a signal-driven trading strategy. It doesn't try to read the market at all, which is precisely its appeal for investors who'd rather not actively manage entries and exits.

It sits outside zengtrade's systematic, signal-driven strategy library by design. The product is built around proving an active edge with real forward evidence, and DCA's whole premise is that it doesn't need (or claim) one.

Educational content, not investment advice. zengtrade is paper-first and non-custodial.